National Pension System (NPS) Calculator India 2025-26Retirement Planning | Pension Estimator | Tax Benefits Guide

Plan your retirement with our accurate NPS calculator. Estimate your total corpus and monthly pension amount based on the latest PFRDA rules.

NPS Investment Details

Enter your investment details to calculate NPS returns

Account Type

Monthly Contribution

₹500₹5,000₹1,00,000

Current Age

Retirement Age

Current NPS Balance (Optional)

Expected Annual Return (%)

8%10%14%

Expected Annuity Rate (%)

5%6%8%

NPS Calculation Results

Your projected NPS corpus and retirement benefits

Investment Period30 years

Total Corpus at Retirement

₹1.13 Cr

Lump Sum (60%)

₹67.81 L

Tax-free withdrawal

Annuity (40%)

₹45.21 L

For monthly pension

Monthly Pension

₹22,605

Based on 6% annuity rate

Investment Breakdown

Total Contributions₹18.00 L

Interest Earned₹95.02 L

Total Corpus₹1.13 Cr

Annual Tax Benefits

Section 80C₹60,000

Section 80CCD(1B)₹50,000

Tax Saved (30% bracket)₹33,000

NPS is a market-linked product. Returns are subject to market risks. Past performance doesn't guarantee future results.

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Reviewed by StartBusiness CA & CS Team·Updated September 2026

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National Pension System (NPS) Calculator India 2025-26Retirement Planning | Pension Estimator | Tax Benefits Guide

Investment Breakdown

Annual Tax Benefits

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