.calc-page{--brand:#1d4ed8;--lbg1:#e3edff;--lbg2:#8ab4ff;--navy:#072372;--text:#364152;--t60:#36415299;--t40:#36415266;--surface:#fff;--sunken:#f7f9fd;--line:#36415224;background:var(--surface);color:var(--text);-webkit-font-smoothing:antialiased;min-height:100vh;font-family:Geist,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;font-size:16px;line-height:1.3}.calc-page *{box-sizing:border-box}.calc-page a{color:var(--brand)}.calc-wrap{width:min(1180px,92vw);margin-inline-start:auto;margin-inline-end:auto}.calc-crumbs{background:var(--sunken);border-bottom:1px solid var(--line);padding:11px 0;font-size:13px}.calc-crumbs ol{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.calc-crumbs a{color:var(--t60);text-decoration:none}.calc-crumbs a:hover{color:var(--brand)}.calc-crumbs li:not(:last-child):after{content:"›";color:var(--t40);margin-left:8px}.calc-crumbs li[aria-current]{color:var(--text);font-weight:500}.calc-phead{padding:24px 0 18px}.calc-phead h1{letter-spacing:-.025em;color:var(--text);margin:0 0 8px;font-size:clamp(26px,3.4vw,36px);font-weight:600;line-height:1.15}.calc-sub{color:var(--t60);max-width:64ch;margin:0;font-size:16.5px;line-height:1.5}.calc-badge{letter-spacing:.08em;text-transform:uppercase;color:var(--brand);background:var(--lbg1);border-radius:999px;margin-bottom:12px;padding:5px 12px;font-size:11.5px;font-weight:600;display:inline-block}.calc-tool{border:1px solid var(--line);border-radius:18px;grid-template-columns:1fr 1fr;gap:0;margin-bottom:14px;display:grid;overflow:hidden}@media (max-width:860px){.calc-tool{grid-template-columns:1fr}}.calc-inputs{background:var(--surface);padding:clamp(22px,2.6vw,28px)}.calc-out{background:linear-gradient(155deg, var(--navy), var(--brand) 70%, #5b86e8);color:#fefefe;flex-direction:column;padding:clamp(22px,2.6vw,28px);display:flex}@media (max-width:860px){.calc-out{z-index:20;border-radius:0;position:sticky;bottom:0}.calc-tool{border-bottom:0;border-radius:18px 18px 0 0}}.calc-fieldset{border:0;margin:0 0 20px;padding:0}.calc-legend{letter-spacing:.1em;text-transform:uppercase;color:var(--t40);margin-bottom:9px;padding:0;font-size:11.5px;font-weight:600}.calc-seg{flex-wrap:wrap;gap:6px;display:flex}.calc-seg label{flex:1;min-width:88px;position:relative}.calc-seg input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;top:0;bottom:0;left:0;right:0}.calc-seg span{text-align:center;border:1px solid var(--line);color:var(--t60);border-radius:9px;padding:11px 10px;font-size:14px;font-weight:500;transition:all .15s;display:block}.calc-seg span small{opacity:.75;margin-top:2px;font-size:11px;font-weight:400;display:block}.calc-seg input:checked+span{background:var(--brand);border-color:var(--brand);color:#fefefe}.calc-seg input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}.calc-fysel{width:100%;color:var(--text);border:1px solid var(--line);background:var(--surface) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8'><path d='M1 1l5 5 5-5' fill='none' stroke='%231D4ED8' stroke-width='1.8'/></svg>") no-repeat right 15px center;-webkit-appearance:none;appearance:none;border-radius:10px;padding:13px 40px 13px 15px;font-family:inherit;font-size:16px;font-weight:600}.calc-fy-note{color:var(--t40);margin:8px 0 0;font-size:12.5px;line-height:1.5}.calc-amt-wrap{position:relative}.calc-amt-wrap .calc-cur{color:var(--t40);pointer-events:none;font-size:19px;font-weight:500;position:absolute;top:50%;left:15px;transform:translateY(-50%)}input[type=text].calc-amt,input[type=date].calc-amt{border:1px solid var(--line);background:var(--surface);width:100%;color:var(--text);font-variant-numeric:tabular-nums;letter-spacing:-.01em;border-radius:10px;padding:15px 15px 15px 36px;font-family:inherit;font-size:22px;font-weight:600}input[type=date].calc-amt{padding-left:15px;font-size:16px}input[type=text].calc-amt:focus,input[type=date].calc-amt:focus,.calc-fysel:focus{border-color:var(--brand);box-shadow:0 0 0 3px var(--lbg1);outline:none}.calc-presets{flex-wrap:wrap;gap:6px;margin-top:10px;display:flex}.calc-presets button{color:var(--t60);background:var(--sunken);border:1px solid var(--line);cursor:pointer;border-radius:999px;padding:6px 12px;font-family:inherit;font-size:12.5px;font-weight:500;transition:all .15s}.calc-presets button:hover{border-color:var(--brand);color:var(--brand)}.calc-rates{grid-template-columns:repeat(4,1fr);gap:6px;display:grid}.calc-rates label{position:relative}.calc-rates input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;top:0;bottom:0;left:0;right:0}.calc-rates span{text-align:center;border:1px solid var(--line);color:var(--text);border-radius:9px;padding:13px 4px;font-size:16px;font-weight:600;line-height:1.15;transition:all .15s;display:block}.calc-rates span small{letter-spacing:.04em;text-transform:uppercase;opacity:.6;margin-top:3px;font-size:9.5px;font-weight:500;display:block}.calc-rates input:checked+span{background:var(--brand);border-color:var(--brand);color:#fefefe;box-shadow:0 0 0 3px var(--lbg1)}.calc-rates input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}.calc-rates.alt{margin-top:6px}.calc-rates.alt span{color:var(--t40);background:var(--sunken);border-color:#0000;padding:8px 4px;font-size:13.5px;font-weight:500}.calc-rates.alt input:checked+span{background:var(--brand);color:#fefefe;border-color:var(--brand)}.calc-rate-note{color:var(--t40);margin:10px 0 0;font-size:12px;line-height:1.5}.calc-bar{background:#ffffff29;border-radius:99px;height:10px;margin:0 0 9px;display:flex;overflow:hidden}.calc-bar span{transition:width .35s cubic-bezier(.4,0,.2,1);display:block}.calc-bar-base{background:#ffffffeb}.calc-bar-gst{background:var(--lbg2)}.calc-bar-key{color:#ffffffa6;gap:18px;margin:0 0 20px;font-size:12px;display:flex}.calc-bar-key span{align-items:center;gap:6px;display:flex}.calc-bar-key i{border-radius:3px;width:9px;height:9px;display:block}.calc-bar-key .k1{background:#ffffffeb}.calc-bar-key .k2{background:var(--lbg2)}.calc-out .calc-lbl{letter-spacing:.12em;text-transform:uppercase;color:#fff9;margin-bottom:8px;font-size:11.5px;font-weight:600}.calc-big{letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin:0 0 4px;font-size:clamp(34px,5vw,46px);font-weight:600;line-height:1.05}.calc-big-sub{color:#ffffffb8;margin:0 0 22px;font-size:14px}.calc-rows{margin:0 0 20px;padding:0;list-style:none}.calc-rows li{border-bottom:1px solid #ffffff2e;justify-content:space-between;gap:16px;padding:11px 0;font-size:14.5px;display:flex}.calc-rows li:last-child{border-bottom:0}.calc-rows dt{color:#ffffffb8}.calc-rows dd{font-variant-numeric:tabular-nums;margin:0;font-weight:600}.calc-split{background:#ffffff1a;border-radius:10px;margin-bottom:18px;padding:14px 16px}.calc-split .t{letter-spacing:.1em;text-transform:uppercase;color:#fff9;margin-bottom:9px;font-size:11.5px;font-weight:600}.calc-split .pair{justify-content:space-between;gap:16px;padding:4px 0;font-size:14.5px;display:flex}.calc-split .pair b{font-variant-numeric:tabular-nums;font-weight:600}.calc-copy{flex-wrap:wrap;gap:8px;margin-top:auto;display:flex}.calc-copy button,.calc-copy a{text-align:center;cursor:pointer;color:#fefefe;white-space:nowrap;background:0 0;border:1px solid #ffffff59;border-radius:9px;flex:1;padding:12px 14px;font-family:inherit;font-size:14px;font-weight:500;text-decoration:none;transition:all .15s}.calc-copy button:hover,.calc-copy a:hover,.calc-copy .prim{color:var(--navy);background:#fefefe;border-color:#fefefe}.calc-copy .prim:hover{background:var(--lbg1)}.calc-toolnote{color:var(--t40);margin:0 0 40px;font-size:12.5px;line-height:1.5}.calc-cols{grid-template-columns:minmax(0,1fr) 280px;align-items:start;gap:clamp(28px,4vw,52px);padding-bottom:64px;display:grid}@media (max-width:1000px){.calc-cols{grid-template-columns:1fr}}.calc-article{max-width:720px}.calc-article h2{letter-spacing:-.02em;border-top:1px solid var(--line);color:var(--text);margin:52px 0 14px;padding-top:22px;scroll-margin-top:20px;font-size:clamp(22px,2.7vw,28px);font-weight:600;line-height:1.2}.calc-article h2:first-child{border-top:0;margin-top:0;padding-top:0}.calc-article h3{color:var(--text);margin:28px 0 9px;font-size:19px;font-weight:600}.calc-article p{color:var(--text);margin:0 0 16px;font-size:16.5px;line-height:1.7}.calc-article ul{margin:0 0 18px;padding-left:22px}.calc-article li{color:var(--text);margin-bottom:8px;font-size:16.5px;line-height:1.7}.calc-article code{background:var(--sunken);border:1px solid var(--line);border-radius:5px;padding:2px 8px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:15px}.calc-answer{border:1px solid var(--line);border-left:4px solid var(--brand);background:var(--sunken);border-radius:0 14px 14px 0;margin:0 0 40px;padding:24px 26px}.calc-answer h2{letter-spacing:.14em!important;text-transform:uppercase!important;color:var(--brand)!important;border-top:0!important;margin:0 0 12px!important;padding-top:0!important;font-size:12px!important;font-weight:600!important}.calc-answer p{color:var(--text);margin:0 0 12px;font-size:16px;line-height:1.65}.calc-answer p:last-child{margin-bottom:0}.calc-answer code{background:var(--surface);border:1px solid var(--line);border-radius:5px;padding:2px 7px;font-family:ui-monospace,monospace;font-size:14.5px}.calc-answer em{color:var(--t40);font-style:normal}.calc-note{border:1px solid var(--line);border-left:3px solid var(--lbg2);background:var(--surface);border-radius:0 12px 12px 0;margin:26px 0;padding:17px 21px}.calc-note p{color:var(--text);margin:0;font-size:15.5px;line-height:1.6}.calc-note .src{color:var(--t60);margin-top:9px;font-size:12.5px;display:block}ol.calc-steps{counter-reset:s;margin:22px 0;padding:0;list-style:none}ol.calc-steps li{counter-increment:s;border-left:1px solid var(--line);margin:0 0 0 13px;padding:0 0 18px 44px;position:relative}ol.calc-steps li:last-child{border-left-color:#0000;padding-bottom:0}ol.calc-steps li:before{content:counter(s);background:var(--brand);color:#fefefe;border-radius:50%;place-items:center;width:26px;height:26px;font-size:12px;font-weight:600;display:grid;position:absolute;top:0;left:-13px}ol.calc-steps b{color:var(--text);margin-bottom:4px;font-size:16.5px;font-weight:600;display:block}ol.calc-steps span{color:var(--t60);font-size:16px;line-height:1.65}.calc-scroll{border:1px solid var(--line);border-radius:12px;margin:22px 0;overflow-x:auto}.calc-scroll table{border-collapse:collapse;width:100%;min-width:520px}.calc-scroll th{letter-spacing:.08em;text-transform:uppercase;color:var(--t60);text-align:left;background:var(--lbg1);border-bottom:1px solid var(--line);padding:13px 17px;font-size:11.5px;font-weight:600}.calc-scroll td{border-bottom:1px solid var(--line);vertical-align:top;padding:13px 17px;font-size:15px;line-height:1.5}.calc-scroll tbody tr:last-child td{border-bottom:0}.calc-scroll td:first-child{white-space:nowrap;color:var(--text);font-weight:600}.calc-scroll td:not(:first-child){color:var(--t60)}.calc-scroll tbody tr{transition:background .15s}.calc-scroll tbody tr:hover td{background:color-mix(in srgb, var(--lbg1) 45%, transparent)}.calc-scroll tbody tr:hover td:first-child{color:var(--brand)}.calc-page details{border-bottom:1px solid var(--line);padding:17px 0}.calc-page summary{cursor:pointer;color:var(--text);justify-content:space-between;align-items:center;gap:20px;font-size:16.5px;font-weight:500;list-style:none;display:flex}.calc-page summary::-webkit-details-marker{display:none}.calc-page summary:after{content:"+";color:var(--brand);flex:none;font-size:22px;transition:transform .15s}.calc-page details[open] summary:after{content:"–"}.calc-page .plus{color:var(--brand);flex:none;font-size:22px;transition:transform .15s;display:inline-block}.calc-page details[open] .plus{transform:rotate(45deg)}.calc-page details p{color:var(--t60);margin:11px 0 0;font-size:15.5px;line-height:1.65}.calc-rev{border-top:1px solid var(--line);color:var(--t60);flex-wrap:wrap;align-items:center;gap:9px;margin-top:36px;padding-top:20px;font-size:13px;display:flex}.calc-rev i{background:var(--t40);border-radius:50%;width:3px;height:3px;font-style:normal}.calc-side{position:sticky;top:20px}@media (max-width:1000px){.calc-side{position:static}}.calc-sidetoc{margin-bottom:20px}.calc-sidetoc h3{letter-spacing:.12em;text-transform:uppercase;color:var(--t40);margin:0 0 12px;font-size:11.5px;font-weight:600}.calc-sidetoc ol{border-left:2px solid var(--line);margin:0;padding:0;list-style:none}.calc-sidetoc a{color:var(--t60);border-left:2px solid #0000;margin-left:-2px;padding:7px 0 7px 15px;font-size:14px;line-height:1.4;text-decoration:none;transition:all .15s;display:block}.calc-sidetoc a:hover{color:var(--brand)}.calc-sidetoc a.on{color:var(--brand);border-left-color:var(--brand);font-weight:500}@media (max-width:1000px){.calc-sidetoc{display:none}}.calc-helpbox{background:linear-gradient(150deg, var(--navy), var(--brand));color:#fefefe;border-radius:14px;padding:20px}.calc-helpbox h3{color:#fefefe;margin:0 0 7px;font-size:16px;font-weight:600;line-height:1.3}.calc-helpbox p{color:#ffffffd1;margin:0 0 15px;font-size:13.5px;line-height:1.5}.calc-hb-btn{text-align:center;color:var(--navy);background:#fefefe;border-radius:8px;padding:11px 16px;font-size:14px;font-weight:500;text-decoration:none;transition:all .15s;display:block}.calc-hb-btn:hover{background:var(--lbg1)}.calc-sidecal{border:1px solid var(--line);border-radius:14px;margin-top:20px;padding:20px}.calc-sidecal h3{letter-spacing:.12em;text-transform:uppercase;color:var(--t40);margin:0 0 12px;font-size:11.5px;font-weight:600}.calc-sidecal a{color:var(--text);border-bottom:1px solid var(--line);padding:9px 0;font-size:14.5px;text-decoration:none;transition:all .15s;display:block}.calc-sidecal a:last-child{border-bottom:0}.calc-sidecal a:hover{color:var(--brand)}